What are Chapter 7 Personal Bankruptcy Forms, and is it For Me?

Chapter 7 in the bankruptcy code is the liquidation of most debts. The only debts you cannot liquidate: student loans (unless they are over 7 years), taxes of any type, and child support or alimony. These must still be paid. Chapter 7 is the most common form of consumer bankruptcy. This kit allows you to file for Chapter 7 Bankruptcy in the Federal Bankruptcy Court in your area, anywhere in the United States.

If you have come to the conclusion that filing for bankruptcy is the only way out, this computerized online Bankruptcy kit will save you time and money. The software will take you to a specific password protected web site. This personal bankruptcy forms kit is always up-to-date since it is an online product, unlike books ot software that can quickly become outdated in a short period of time. You will save the documents to your hard drive, prepare them online or offline, then print them out for filing. You will have access to the Bankruptcy Kit for one full year after registration, with unlimited access during that time.

It usually takes 30 to 60 days for your bankruptcy to be discharged. When you first file your case with the court (which could be as soon as today with this on-line kit), the court will contact your creditors immediately and inform them you have filed for bankruptcy. At that point, your creditors, by law, must stop any collection efforts they are pursuing (including harassing phone calls and letters). The locations of all of the Bankruptcy Courts in the United States are included in the On-Line Chapter 7 Manual.

Also, when you file with the court, you will be required to pay court filing fees.

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